We're here to help you through the process of buying your new vehicle!



Koons White Marsh Chevrolet Finance Center 

Interested in buying or leasing a new or used vehicle from Koons White Marsh Chevrolet? The Koons White Marsh Chevrolet finance team is ready to help! Our in-house finance team is ready to work with Towson drivers to find a lease, finance package, or auto loan that works with your unique needs! Our finance team strives to provide transparent, professional finance assistance! If you're tired of dealing with surprise fees and dodgy finance teams, then Koons White Marsh Chevrolet is the finance team for you!

Modernly Convenient Financing

From our team of expert finance professionals to our host of online financing tools, drivers can enjoy a well-rounded set of finance resources! Fill out a finance application to get a jump on getting approved for a loan! Or, drivers can utilize our finance center to get a vehicle trade-in estimate. Beyond this, drivers can head over to our Estimate Monthly Payments tool to, well - get an idea of your monthly payments! Whether you don't have the time to stop by our dealership or you just prefer to take care of financing from the comfort of your Baltimore home, drivers can look to our online finance tools with confidence!

Buying Vs Leasing

From the convenience of leasing to the comfort of having a vehicle that's all your own, buying and leasing each have their upsides. Leasing is a vehicle purchase option that allows drivers to temporarily own a vehicle. Lease contracts last anywhere from 2-6 years and see White Marsh drivers making monthly payments to the dealership on the vehicle for the length of the contract. Comparatively, buying a vehicle means drivers will own the vehicle entirely. Usually, drivers will take out a loan, pay the dealership for the vehicle with the loan, and then pay off the loan in monthly installments.

Finance Resources

No-Hassle Trade Evaluation
Our trade-in experts at Koons White Marsh Chevrolet will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV.
Chevrolet Finance vs Chevrolet Lease
Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.


 
Quick Links to help with your Chevrolet financing questions:
You've got questions we've got answers.
 A quick payment and interest calculator.
  The FTC has some info for you on vehicle financing.

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:


> APR:
The Annual Percentage Rate

> Assignment:
A transfer of a loan from one lender to another

> Base Price:
The costs of a car with standard equip incentives & freight

> Certificate of Title:
A Legal document issued by a state at the time of sale.
> Co-signer:
A person who takes on a loan if the orig. borrower stops pay

> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

> MSRP:
Manufacturers Suggested Retail Price

> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months

> Underwriting:
Verifying the data used to obtain a loan

For more information

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